Yes, we can help with that, too!
When you buy a car or home or start a business, insuring it is likely on the top of your priority list. Purchasing a life insurance policy to protect your loved ones in the event you are no longer around should be on that list too.
Insurance isn't always simple.
Truth is, nobody wants to think about planning for a future without them in it, but if people depend on you, it’s a topic your family can’t afford for you to avoid. And when it comes to life insurance, generally the earlier you purchase, the better.
Who needs life insurance?
Almost Everyone! Most often, people from these categories purchase life insurance, but almost every person can benefit from a life insurance plan:
Married couples/Partners with children
Married couples/Partners without children
Single parents
Stay at home parents
Empty nesters & retirees
Business owners
What type of life insurance plans are available?
Life Insurance Policies will generally fall into two categories: either term insurance or permanent insurance:
Which life insurance policy is best for me?
There are many things to consider when it comes to purchasing life insurance. The premium costs, your current, and future needs, and your long-term plans should all be considered.
There are riders to consider, such as accelerated death benefits, children’s term riders, and cashback life insurance. The amount of coverage needed and the best fit for a policy will vary greatly from one person to the next.
As your local independent agency, we have access to multiple life carriers and can even offer bundle discounts on your auto policy in some instances.